Stories Making good decisions about money isn't just about knowing financial facts What if FinTech actually made us save less? by Anastasiya Pocheptsova Ghosh & Liang Huang The effect of income volatility on financial well-being by Johanna Peetz & Jennifer Robson What’s wrong with how we’re investing for retirement, and can Robo-Advisers help us improve? by Vincent Skiera Why have we become so bamboozled by numbers? by Shabnam Mousavi Meet the Researcher: Vincent Skiera When mental health affects financial decisions by Olga Goldfayn-Frank & Yuri Pettinicchi When homeownership and housing prices are no longer in sync by Pedro Gete & Athena Tsouderou Timing is everything: how to stimulate debtors to pay up By Gea Schonewille, Minou van der Werf & Gerrit van Eck Why we save less for old age than we should By Joanna Tyrowich & Krzysztof Makarski How financial literacy affects the crypto market By Georgios Panos and Tatja Karkkainen Problematic debt: EU vs. Australia By Daniel Richards, Abdullahi Ahmed & Muhammad Tahir Identifying the financial Void – and the vulnerable consumers it pulls in By Andra Sonea, Weisi Guo, Stephen Jarvis and Faith Reynolds How investors learn from experience by Philip Newall & Leonardo Weiss-Cohen When money matters cause stress By Chrisa Gresset, Riccardo Calcagno and Brice Corgnet Financial education: not all about numbers or calculations by Catalina Estrada-Mejía, María Piedad Valero and Daniela Castaño Designing financial robo-advisers that appeal to people who need them by Caterina Giannetti, Davide Bacciu, Paolo Crosetto, Alexia Gaudeul, Lorenzo Cominelli, Paolo Pin Saving for a rainy day – and managing other unexpected shocks by Dilek Önkal, Wasim Ahmed & Shari de Baets When cash costs you: about the pain of holding by Jay Zenkic, Nicole Mead & Kobe Millet How to enhance the financial well-being of refugees Shashi Matta and Jens Hogreve Meet the researcher: Zoltán Szlávik & Michael Hind Can establishing contact with consumers prevent debt accumulation? Felix Uhl, Marieke Fransen and Claartje ter Hoeven Meet the researcher: Pedro Gete & Athena Tsouderou Behavioural economics in the real world: Three key lessons By Garrett Meccariello, Tobias Nasgarde and Perjan Duro Meet the researcher: Johanna Peetz & Jennifer Robson Meet the Researcher: Christopher D. Carroll & Patrick Kofod Mogensen Meet the researcher: Grant Donnelly, Ximena Garcia-Rada, Jenny Olson & Michael Norton Meet the researcher: Shabnam Mousavi, Gerd Gigerenzer & Shyam Sunder Meet the researcher: Mark Graus, Lisa Brüggen, & Joyce Augustus-Vonken Financial problems and stress: which comes first? by Roos van den Wijngaard Meet the researcher: Avri Bilovich, David Tuckett & Samuel Johnson Nudging healthier financial behaviour An interview with Perjan Duro (MoneyCoach), Garrett Meccariello & Tobias Nasgarde (Prospect Labs) Meet the researcher: Dale Griffin, David Hardisty, Chuck Howard Helping students to balance their budget: By Malgorzata Pawlak & Adam Szyska Meet the researcher: Anastasiya Pocheptsova Ghosh & Liang Huang Meet the researcher: Tingting Nian & Vijay Gurbaxani “Made in” labels lift the consumption of domestic products by Laura Straeter Secret Santa’s budgeting tips by Laura Straeter The power of a social norm nudge in saving by Robert Dur, Dimitry Fleming, Marten van Garderen & Max van Lent International Volunteer Day: how your brain decides between donating time and money by Roos van den Wijngaard Q&A with Claudia Robles-Garcia, the CEPR-TFI prizewinner 2018 Housing Carbon Footprint: How are we doing? Attitudes to Sustainable Housing in 15 Countries Ending daylight saving time: Disrupted routines and spending habits? by Laura Straeter Robo-Advisors and Household Finance: Promises and Risks Read more about this CEPR-TFI event and watch the videos Nudging for good, better, best! by Maria Ferreira Future self: How to save for important future events by Andrea Weihrauch Q&A with Matteo Benetton, the first CEPR-TFI prizewinner Gamechangers! How gamification can hook your customers By Laura Straeter The impact of interest-only mortgages on housing affordability By Claes Bäckman and Chandler Lutz To what extent do amateur investors trust social media? By Eric Tham Digital connectedness in developing countries and its impact on financial choices By Sudha Vijay, Anne Marie van Swinderen & Aukje te Kaat Tough consumer decisions and how your business can ease the process By Laura Straeter What is the role of personality in consumer loan applications? Olga Goldfayn & Nathanael Vellekoop Peer-to-peer lending: Does it benefit everyone? Nikhil Paradkar & Sudheer Chava Lessons learned from a fika: How behavioral science can reduce online spending Garrett Meccariello & Tobias Nasgarde Picture it! Feelings and thoughts about non-cash payments expressed through images Emma Woodley & Jez Groom Last Chance! Can warnings reduce online spending? Benjamin Timmermans, Eva Zinger-Mityok & Monique van Maare The costs of experiences: better save than sorry by: Laura Straeter Money and love… richer and happier together? An ING International Survey on money, happiness and relationships Don’t let emotions empty your wallet Banks have a job to do here, says economist Ian Bright The question of money Thinking about finances is tough, says economics guru Dan Ariely The quality of our life depends largely on our ability to predict. By Piotr Zielonka and Krzysztof Szymanek Your Future Self Bring today into the future, Bring the future into today. Helping millions to keep their heads above water One of five Think Forward Summit projects Teamwork: Dutch couples make most financial decisions together One of five Think Forward Summit projects Anticipating and avoiding harmful borrowing through social media One of five Think Forward projects Can peer pressure make us save One of five Think Forward Summit projects The future self One of five Think Forward Summit projects Can you buy happiness? Michael Norton says yes Harvard Business School professor Michael Norton shares insights on spending, saving and happiness. A startup emerges from giants By Devie Mohan Christmas shopping and the focusing illusion Most in Europe stay prudent despite high festive costs Beware of media experts’ predictions By Piotr Zielonka and Krzysztof Szymanek Improving people's financial decision-making Research insights on household consumption, wealth, savings and investment Helicopter money Gifts of money and their effect on the economy Finance 2025 Creating Digital Financial Platforms Bridging the Empowerment Divide: Enabling people to lead the lives they want Values-based learnings from 13 countries in Europe and beyond How I learned to stop worrying and love social media By Philippe Gosseye (EMC) Money attitudes of a new generation By Noreena Hertz, Professor of University College London Anxious about finances? Many are – but managing money better can be easy Helping people make good financial decisions By Michalis Haliassos & Phil Thornton Supporting good financial decision-making By Monica Woodley, Editorial Director, EMEA, The Economist Intelligence Unit Millennials and their struggle with debt By Annamaria Lusardi The best of Think Forward Initiative An overview of the best content My own digital banker By Hans Timmerman (EMC) Mixed fortunes for savers in Europe An ING International Survey on financial behaviour Generational approaches towards finance technology Age does not define digital savviness European youth expect tough economic future An ING International Survey on financial behaviour Economics in 3D Towards a More Realistic View of Household Decisions A digital contribution to financial decision-making? By Hans Timmerman (EMC) “We need to become smarter hunter-gatherers” Interview - Noreena Hertz Data is the key to deliver personalised experiences A look into the information generation Wired for Imprudence Behavioural hurdles to financial capability How can a ‘future selfie’ save you a fortune? Research into ‘empathy gaps’ How to use experts - and when not to A TED talk by Noreena Hertz “People are creatures of habit” Interview with behavioural expert Kirsten Rohde The right information at the right time How ING encourages customers to think about their finances Can watching TV improve your financial skills? World Bank research on how human behaviour is influenced The battle between your present and future self A TED Talk by Daniel Goldstein The wedding or the house? A look at costs of life events for Europeans More